TN 101 (04-18)

A. Background for coding Georgia bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Georgia. We store IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the bank data as a Georgia direct deposit. The coding allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Georgia to the beneficiary's local FI.

Forward IDD requests received in a U.S. domestic (non-border) field office (FO) to the Office of Earnings and International Operations (OEIO), Division of International Operations (DIO) to process.

For detailed instructions on IDD requests and forwarding information, see the following sections:

• GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

• GN 02402.205 Direct Deposit Enrollment Outside the U.S.

• GN 01010.255 Adjudication of Foreign Claims

• GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

• Blank check;

• SSA-1199 International Direct Deposit Signup Form for Georgia; or

• A document with the required banking information.

If you receive information with discrepancies, see the following instructions:

• GN 00203.020 Identity of Claimants

• GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Georgia has a 70 at the beginning of the routing transit number (RTN).

D. Overview of IDD for Georgia

IDD payments sent to Georgia must be in Georgian Lari (GEL) accounts at local FIs. The beneficiary must provide complete information to DIO or the federal benefits unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Georgia. The FBU contacts the beneficiary or FI for the additional information.

E. Description of Georgia IDD bank data

The data for coding IDD for Georgia comes from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The full length of the IBAN for Georgia consists of 22 characters. However, the bank data on the MBR consists of 27 characters including the country code “X” designated for Georgia.

F. Procedure to code Georgia bank data

The FRBKC relies on us to provide complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us. When you establish or change IDD bank data in one of our systems for Georgia (e.g. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:

• account number;

• account ownership;

• account type;

• beneficiary address;

• country;

• enrollment status;

• first and last name of beneficiary;

• payee indicator;

• International Bank Account Number (IBAN);

• Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain SWIFT-BIC code from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

• First four characters - bank code (only letters);

• Next two characters - ISO 3166-1 alpha-two country code (only letters);

• ·Next two characters - location code (letters and digits) (passive participants have "1" in the second character); and

• ·Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Process initial award

You must update ITS.gov with the bank account information before you process the initial award to ensure the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to us.

3. Add or update bank data using our systems

When you add or update IDD bank data using one of our systems (e.g. Post Entitlement Online System (POS), MACADE), you must:

• update ITS.gov on the same day;

• enter all POS direct deposit changes according to normal procedures;

• use procedures outlined in the chart in this section when processing within four business days of the current operational month (COM) cutoff date.

G. Example of coding Georgia direct deposit

The customer provides us with a signup form for Georgia containing the account number: GE29NB0000000101904917

• The first two characters of a Georgia IBAN are “GE,” which represents the International Organization for Standardization (ISO) country code.

• The third and fourth characters of the IBAN are the IBAN check digits.

• The fifth through sixth characters of the IBAN are the Bank Identifier.

• The seventh through 22nd characters represent the sixteen digit account number.

  The technicians should never code the IBAN ISO country code, the Bank Identifier, or the check digits to the MBR for Georgia.

1. Derive the RTN

Enter the information for the RTN:

• Code RTN as 700000067

• Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for checking.

2. Derive the DAN

• Code the DAN for Georgia:

• Start with country code “X” designated for Georgia; and

• Code the 16-digit Customer Account Number “0000000101904917”

a. Technician obtains the bank data

• Checking

• DAN: X0000000101904917

b. POS coding reflects

• DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000067

• ACCOUNT TYPE (C/S): C

• DEPOSITOR ACCOUNT NUMBER: X0000000101904917

• CANCEL DIRECT DEPOSIT (Y):

• DIRECT EXPRESS (Y):

c. The MBR reflects

• RTN 700000067

• DAN CX0000000101904917