TN 71 (04-17)

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Bosnia Herzegovina. The Social Security Administration (SSA) stores IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit. Special coding identifies the data as a Bosnia Herzegovina direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Bosnia Herzegovina to the beneficiary's local FI.

NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information to the Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing. For more detail on IDD requests and forwarding information, see to GN 02402.201, GN 02402.205, GN 01010.255, and GN 01702.310C.

A. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

• Blank check;

• SSA-1199-OP57 International Direct Deposit Signup Form for Bosnia Herzegovina or

• Any document containing required banking information.

NOTE: If upon receipt of the information, there are any discrepancies, follow instructions in GN 00203.020 and GN 02402.025.

B. Multi-country contract

The processing FI in Bosnia Herzegovina will have a prefix of 68 at the beginning of the Routing Transit Number (RTN).

C. Overview of IDD for Bosnia Herzegovina

The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO will fax incomplete forms to the FBU that serves Bosnia Herzegovina. The FBU contacts the beneficiary or FI for additional information.

D. Description of Bosnia Herzegovina IDD bank data

The data for coding IDD for Bosnia Herzegovina will come from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The full length of the IBAN for Bosnia Herzegovina consists of 20 characters. However, the bank data on the MBR consists of 19 characters including Bosnia Herzegovina country code of M.

E. Procedure for coding Bosnia Herzegovina bank data

The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to SSA. When establishing or changing IDD bank data for Bosnia Herzegovina, you can use an SSA system (i.e., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.). However, you must go to ITS.gov to enter the following information:

• account type;

• account ownership;

• beneficiary address;

• country;

• enrollment status;

• first and last name of the beneficiary;

• IBAN;

• payee indicator; and

• Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. SWIFT-BIC code obtained from the FI

The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:

• First four characters - bank code (only letters);

• Next two characters - ISO 3166-1 alpha-two country code (only letters);

• Next two characters - location code (letters and digits) (passive participant have "1" in the second character); and

• Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Initial award processing

If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA.

3. Adding or updating bank data using SSA systems

You must update ITS.gov on the same day if you use an SSA system to add or update bank data on the MBR (i.e. Post Entitlement Online System (POS), MACADE, etc.). Enter all POS direct deposit changes according to normal procedures. When coding IDD bank data in an SSA system for Bosnia Herzegovina within four business days of the current operational month (COM) cutoff date, use the procedure outlined in the following chart:

F. Example - Coding Bosnia Herzegovina Direct Deposit

The customer provides us with a signup form for Bosnia Herzegovina containing the following information: IBAN BA391290079401028494 (example provided in IBAN registry).

NOTE: The first two characters of Bosnia Herzegovina IBAN is “BA,” represent the International Organization for Standardization (ISO) country code. The third and fourth characters of the IBAN are the IBAN check digit. The technicians should never code the IBAN country code or check digit to the MBR. The fifth through seventh characters of the IBAN represent the three-digit bank code. The eighth through tenth characters represent the three-digit branch code. The next eight digit of the IBAN represent the account number. The last two digits depict the check digit for the account number (never coded to the MBR).

The technician should take the following actions:

1. Derive the RTN as follows

• Code the prefix of 68

• Code the three-digit bank code, “129”

• Code the three-digit branch code, “007”

• Code the one-digit check code (i.e., 7) (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16);

• Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.

2. Derive the DAN as follows

• Start with a country code of “M” designated for Bosnia Herzegovina;

• Code the 8-digit Customer Account Number “94010284”

The technician will obtain the following:

IBAN: BA391290079401028494

RTN: 681290077

Checking

DAN: M94010284

The coding in POS will reflect:

DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 681290077

ACCOUNT TYPE (C/S): C

DEPOSITOR ACCOUNT NUMBER: M94010284

CANCEL DIRECT DEPOSIT (Y):

DIRECT EXPRESS (Y):

The MBR will reflect the following information:

RTN- 681290077 DAN-CM94010284