TN 106 (06-18)

A. Background for coding Peru bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Peru. The Social Security Administration (SSA) stores IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit.

Special coding identifies the data as a Peruvian direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Peru to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (i.e., non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO, DIO) for processing.

For more detail on IDD requests and forwarding information, see

• GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

• GN 02402.205 Direct Deposit Enrollment Outside the U.S.

• GN 01010.255 Adjudication of Foreign Claims

• GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

• Blank check;

• SSA-1199-OP43 International Direct Deposit Signup Form for Peru; or

• Any document that contains the required banking information.

If upon receipt of the information, there are any discrepancies, follow instructions

• GN 00203.020, Identity of Claimants

• GN 02402.025, Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI for Peru has a prefix of 70 at the beginning of the Routing Transit Number (RTN).

D. Overview of IDD for Peru

The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO will fax incomplete forms to the FBU that serves Peru. The FBU contacts the beneficiary or FI for additional info.

E. Description of Peruvian IDD bank data

The data for coding IDD for Peru comes from banks determined by the FRBKC.

The bank data for Peru reflected on the MBR consists of up to 27 characters including the country code of Q for Peru.

F. Policy for coding Peru bank data

The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to SSA.

When establishing or changing IDD bank data for Peru, you can use an SSA system (i.e. Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)). However, you must go to ITS.gov to enter the following:

• account number

• account ownership;

• account type;

• beneficiary address;

• beneficiary ID (enter the 8 digit DNI or TAX ID as either DNIXXXXXXXX or TAX IDXXXXXXXX)

• CCI (Codigo de Cuenta Interbancario) (20 digits)

• country;

• enrollment status;

• first and last name of the beneficiary;

• payee indicator;

• Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. The SWIFT code should consist of 11 alphanumeric characters

• First four characters - bank code (only letters);

• Next two characters - ISO 3166-1 alpha-2 country code (only letters);

• Next two characters - location code (letters and digits) (passive participant have "1" in the second character); and

• Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

2. Process initial award

If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure the beneficiary receives his or her payment.

If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA.

3. Add or update bank data using SSA systems

When you add or update IDD bank data using an SSA system (e.g. Post Entitlement Online System (POS), MACADE), you must:

• update on the same day ITS.gov ;

• enter all POS direct deposit changes according to normal procedures;

Use procedures outlined in the following chart when processing within four business days of the current operational month (COM) cutoff date.

G. Example of coding Peru direct deposit

The customer provides us with a signup form for Peru containing the Account Number 1234567890123456.

1. Derive the RTN

The technician must code the RTN as follows:

• Code an RTN of 700000025;

• Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.

2. Derive the DAN

To derive the DAN, code as follows:

• Start with an alpha country code of “Q” designated for Peru;

• Code up to 16-digits of the Account Number “1234567890123456”.

1. The technician must obtain the following:

   • RTN: 700000025

   • Checking

   • DAN: Q1234567890123456

2. The coding in an SSA System reflects:

   • DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 700000025

   • ACCOUNT TYPE (C/S): C

   • DEPOSITOR ACCOUNT NUMBER: Q1234567890123456

   • CANCEL DIRECT DEPOSIT (Y):

   • DIRECT EXPRESS (Y):

3. The MBR reflects the following information:

   • RTN- 700000025

   • DAN- CQ1234567890123456

H. References

• GN 00203.020 Identity of Claimants

• GN 01010.255, Adjudication of Foreign Claims

• GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

• GN 02402.025 Direct Deposit Post Entitlement Interview

• GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

• GN 02402.205 Direct Deposit Enrollment Outside the U.S.

• ITS.gov International Treasury Services (U.S. Treasury system)