BASIC (11-81)

105. GENERAL

The Social Security Act provides for the payment of monthly benefits to a fully insured person who has attained age 62 and filed an application. Under certain conditions, benefits are payable to a disabled worker of any age.

108.A. RETIREMENT BENEFITS—GENERAL

To become entitled to retirement benefits, the worker must be at least 62 years old, have filed an application, and have a certain number of credits for work under social security. The enclosed publication shows how credits are earned and how many a person needs to qualify for benefits when he retires. **

108.B. RETIREMENT BENEFITS—REDUCED

If the worker is not yet full retirement age, a written statement agreeing to accept a reduced beneficiary is necessary. The amount of the reduction depends on the number of months the worker is under full retirement age at the time he chooses to start receiving benefits.

108.C. RETIREMENT BENEFITS—INCREASED AFTER FULL RETIREMENT AGE

If a person continues working past full retirement age, his benefit payment will be increased one-twelfth of 1 percent for each month between full retirement age and 72 for which he does not receive a payment because of work.

NOTE TO TYPIST: Enclose SSA Publication No. 78-10047 (or current revision).

108.1A FULLY INSURED WORKER

Our records show that you have worked long enough under social security to qualify for (a) or (b) .

(a)

benefits at age 62

(b)

benefits

108.1B AUXILIARY BENEFITS

Benefits may also be paid to certain members of your family.

108.1C PUBLICATION ENCLOSED

The enclosed publication tells about the amount of work required for benefits to be paid and to whom they may be paid.

NOTE TO TYPIST: Enclose SSA Publication No. 78-10035 (or current revision).

109A. WORKER NOT YET AGE 62

You are eligible for retirement benefits now because you are not yet 62 years of age. Based on the date of birth (you gave us/in our records) you will not be 62 until    . Please get in touch with our office about 3 months before that date.

109B. INFORMATION TO THIRD PARTY

(a) (Name) may not receive retirement benefits because he is not yet 62 years of age. Please have (b) (Name) get in touch with our office about 3 months before (c) (he), (she) reaches 62.

115. NOT FULLY INSURED—WORKER

Based on the earnings now credited to your record, you have not yet worked long enough under social security to qualify for (a) or (b) . The amount of work you need depends on your age and is measured in quarters of coverage. According to the date of birth you gave us, you need (c) quarters of coverage. Our record of your earnings shows that you have only (d) quarters.

(a)

benefits at age 62 or later

(b)

benefits

115A. PUBLICATION ENCLOSED

An explanation of a quarter of coverage is given in the enclosed publication.

NOTE TO TYPIST: Enclose SSA Publication No. 78-10047 (or current revision).

115B. ADDITIONAL QC's NECESSARY

No benefits can be paid to you on your record unless you earn the additional quarters.

116. NOT FULLY INSURED—THIRD PARTY

Based on the earnings now credited to (a) (Name)'s social security record, (b) or (c) has not yet worked long enough under social security to qualify for (d) or (e) . The amount of work needed depends on (f) or (g) age and is measured in quarters of coverage. According to the date of birth shown in our records, (b) or (c) needs (h) quarters of coverage. Our records show the worker has (i) quarter(s).

(b)

he

(c)

she

(d)

benefits at age 62 or later

(e)

benefits

(f)

his

(g)

her

(h)

no. of QC's

(i)

no. of QC's

116A. PUBLICATION ENCLOSED

An explanation of a quarter of coverage is given in the enclosed publication.

NOTE TO TYPIST: Enclosed SSA Publication No. 78-10047 (or current revision).

116B. ADDITIONAL QC's NECESSARY

Unless (j) (name) earns the additional quarters, no retirement benefits may be paid on (f) or (g) social security record.