DI 10105: Disability Insurance Benefits (DIB) and Freeze
BASIC (06-06)
A. Policy - basic disability freeze requirements-7/65 to present
An individual qualifies for a freeze if all of the following requirements are met:
The disabling condition meets the requirements in DI 10105.065;
Freeze insured status requirement is met as discussed in RS 00301.130;
A timely application is filed (GN 00204.010 and GN 00204.030); and
The period of disability lasts at least 5 full calendar months (6 full calendar months when the freeze begins before July 2, 1972), or the NH is entitled to a DIB without a waiting period per DI 10105.075.
B. Policy - applications filed before 7/65
For applications filed before 7/65 or where death occurred prior to 9/65, in addition to the above requirements, an individual must:
Have been under the disability at the time the application was filed; and
Not have been entitled in a prior month to a monthly retirement benefit reduced because he/she had not attained full retirement age (FRA).
—