RS 00615: Computation of Monthly Benefits Amounts
TN 24 (09-02)
POLICY
1. Attainment of FRA for Those Born Before 1/2/1938
For those born before 1/2/1938, FRA for retirement, spouse's or widow(er)'s benefits is age 65. Attainment of FRA always occurs in the same month for all possible types of benefits.
EXCEPTION: FRA for widow(er)'s benefits for those born before 1/2/1911 was age 62.
2. Attainment of FRA for Those Born After 1/1/1962
For those born after 1/1/62, FRA for retirement, spouse's or widow(er)'s benefits will be age 67. Attainment of FRA will always occur in the same month for all possible types of benefits.
3. Attainment of FRA for Those Born from 1/2/1938 through 1/1/1962
For those born after 1/1/1938 and before 1/2/1962, FRA for retirement, spouse's and widow(er)'s benefits increases incrementally from age 65 to age 67. Attainment of FRA for retirement and spouse's benefits will occur at a later date than attainment of FRA for widow(er)'s benefits.
Use this chart to determine when a person will attain FRA for each type of benefit. To use the chart, find the row for the claimant's date of birth. Follow that row across to find the FRA for widow(er)'s benefits and for retirement or spouse's benefits. Continue to follow the same row to find the month of attainment of FRA for each type of benefit.
| Date of Birth | Full Retirement Age |
Attainment of FRA | ||
|---|---|---|---|---|
|
for WIB is |
for RIB or Spouse is |
for WIB is |
for RIB or Spouse is |
1/2/38-2/1/38 |
65 |
65 & 2 |
1/2003 |
3/2003 |
2/2/38-3/1/38 |
65 |
65 & 2 |
2/2003 |
4/2003 |
3/2/38-4/1/38 |
65 |
65 & 2 |
3/2003 |
5/2003 |
4/2/38-5/1/38 |
65 |
65 & 2 |
4/2003 |
6/2003 |
5/2/38-6/1/38 |
65 |
65 & 2 |
5/2003 |
7/2003 |
6/2/38-7/1/38 |
65 |
65 & 2 |
6/2003 |
8/2003 |
7/2/38-8/1/38 |
65 |
65 & 2 |
7/2003 |
9/2003 |
8/2/38-9/1/38 |
65 |
65 & 2 |
8/2003 |
10/2003 |
9/2/38-10/1/38 |
65 |
65 & 2 |
9/2003 |
11/2003 |
10/2/38-11/1/38 |
65 |
65 & 2 |
10/2003 |
12/2003 |
11/2/38-12/1/38 |
65 |
65 & 2 |
11/2003 |
1/2004 |
12/2/38-1/1/39 |
65 |
65 & 2 |
12/2003 |
2/2004 |
1/2/39-2/1/39 |
65 |
65 & 4 |
1/2004 |
5/2004 |
2/2/39-3/1/39 |
65 |
65 & 4 |
2/2004 |
6/2004 |
3/2/39-4/1/39 |
65 |
65 & 4 |
3/2004 |
7/2004 |
4/2/39-5/1/39 |
65 |
65 & 4 |
4/2004 |
8/2004 |
5/2/39-6/1/39 |
65 |
65 & 4 |
5/2004 |
9/2004 |
6/2/39-7/1/39 |
65 |
65 & 4 |
6/2004 |
10/2004 |
7/2/39-8/1/39 |
65 |
65 & 4 |
7/2004 |
11/2004 |
8/2/39-9/1/39 |
65 |
65 & 4 |
8/2004 |
12/2004 |
9/2/39-10/1/39 |
65 |
65 & 4 |
9/2004 |
1/2005 |
10/2/39-11/1/39 |
65 |
65 & 4 |
10/2004 |
2/2005 |
11/2/39-12/1/39 |
65 |
65 & 4 |
11/2004 |
3/2005 |
12/2/39-1/1/40 |
65 |
65 & 4 |
12/2004 |
4/2005 |
1/2/40-2/1/40 |
65 & 2 |
65 & 6 |
3/2005 |
7/2005 |
2/2/40-3/1/40 |
65 & 2 |
65 & 6 |
4/2005 |
8/2005 |
3/2/40-4/1/40 |
65 & 2 |
65 & 6 |
5/2005 |
9/2005 |
4/2/40-5/1/40 |
65 & 2 |
65 & 6 |
6/2005 |
10/2005 |
5/2/40-6/1/40 |
65 & 2 |
65 & 6 |
7/2005 |
11/2005 |
6/2/40-7/1/40 |
65 & 2 |
65 & 6 |
8/2005 |
12/2005 |
7/2/40-8/1/40 |
65 & 2 |
65 & 6 |
9/2005 |
1/2006 |
8/2/40-9/1/40 |
65 & 2 |
65 & 6 |
10/2005 |
2/2006 |
9/2/40-10/1/40 |
65 & 2 |
65 & 6 |
11/2005 |
3/2006 |
10/2/40-11/1/40 |
65 & 2 |
65 & 6 |
12/2005 |
4/2006 |
11/2/40-12/1/40 |
65 & 2 |
65 & 6 |
1/2006 |
5/2006 |
12/2/40-1/1/41 |
65 & 2 |
65 & 6 |
2/2006 |
6/2006 |
1/2/41-2/1/41 |
65 & 4 |
65 & 8 |
5/2006 |
9/2006 |
2/2/41-3/1/41 |
65 & 4 |
65 & 8 |
6/2006 |
10/2006 |
3/2/41-4/1/41 |
65 & 4 |
65 & 8 |
7/2006 |
11/2006 |
4/2/41-5/1/41 |
65 & 4 |
65 & 8 |
8/2006 |
12/2006 |
5/2/41-6/1/41 |
65 & 4 |
65 & 8 |
9/2006 |
1/2007 |
6/2/41-7/1/41 |
65 & 4 |
65 & 8 |
10/2006 |
2/2007 |
7/2/41-8/1/41 |
65 & 4 |
65 & 8 |
11/2006 |
3/2007 |
8/2/41-9/1/41 |
65 & 4 |
65 & 8 |
12/2006 |
4/2007 |
9/2/41-10/1/41 |
65 & 4 |
65 & 8 |
1/2007 |
5/2007 |
10/2/41-11/1/41 |
65 & 4 |
65 & 8 |
2/2007 |
6/2007 |
11/2/41-12/1/41 |
65 & 4 |
65 & 8 |
3/2007 |
7/2007 |
12/2/41-1/1/42 |
65 & 4 |
65 & 8 |
4/2007 |
8/2007 |
1/2/42-2/1/42 |
65 & 6 |
65 & 10 |
7/2007 |
11/2007 |
2/2/42-3/1/42 |
65 & 6 |
65 & 10 |
8/2007 |
12/2007 |
3/2/42-4/1/42 |
65 & 6 |
65 & 10 |
9/2007 |
1/2008 |
4/2/42-5/1/42 |
65 & 6 |
65 & 10 |
10/2007 |
2/2008 |
5/2/42-6/1/42 |
65 & 6 |
65 & 10 |
11/2007 |
3/2008 |
6/2/42-7/1/42 |
65 & 6 |
65 & 10 |
12/2007 |
4/2008 |
7/2/42-8/1/42 |
65 & 6 |
65 & 10 |
1/2008 |
5/2008 |
8/2/42-9/1/42 |
65 & 6 |
65 & 10 |
2/2008 |
6/2008 |
9/2/42-10/1/42 |
65 & 6 |
65 & 10 |
3/2008 |
7/2008 |
10/2/42-11/1/42 |
65 & 6 |
65 & 10 |
4/2008 |
8/2008 |
11/2/42-12/1/42 |
65 & 6 |
65 & 10 |
5/2008 |
9/2008 |
12/2/42-1/1/43 |
65 & 6 |
65 & 10 |
6/2008 |
10/2008 |
1/2/43-2/1/43 |
65 & 8 |
66 |
9/2008 |
1/2009 |
2/2/43-3/1/43 |
65 & 8 |
66 |
10/2008 |
2/2009 |
3/2/43-4/1/43 |
65 & 8 |
66 |
11/2008 |
3/2009 |
4/2/43-5/1/43 |
65 & 8 |
66 |
12/2008 |
4/2009 |
5/2/43-6/1/43 |
65 & 8 |
66 |
1/2009 |
5/2009 |
6/2/43-7/1/43 |
65 & 8 |
66 |
2/2009 |
6/2009 |
7/2/43-8/1/43 |
65 & 8 |
66 |
3/2009 |
7/2009 |
8/2/43-9/1/43 |
65 & 8 |
66 |
4/2009 |
8/2009 |
9/2/43-10/1/43 |
65 & 8 |
66 |
5/2009 |
9/2009 |
10/2/43-11/1/43 |
65 & 8 |
66 |
6/2009 |
10/2009 |
11/2/43-12/1/43 |
65 & 8 |
66 |
7/2009 |
11/2009 |
12/2/43-1/1/44 |
65 & 8 |
66 |
8/2009 |
12/2009 |
1/2/44-2/1/44 |
65 & 10 |
66 |
11/2009 |
1/2010 |
2/2/44-3/1/44 |
65 & 10 |
66 |
12/2009 |
2/2010 |
3/2/44-4/1/44 |
65 & 10 |
66 |
1/2010 |
3/2010 |
4/2/44-5/1/44 |
65 & 10 |
66 |
2/2010 |
4/2010 |
5/2/44-6/1/44 |
65 & 10 |
66 |
3/2010 |
5/2010 |
6/2/44-7/1/44 |
65 & 10 |
66 |
4/2010 |
6/2010 |
7/2/44-8/1/44 |
65 & 10 |
66 |
5/2010 |
7/2010 |
8/2/44-9/1/44 |
65 & 10 |
66 |
6/2010 |
8/2010 |
9/2/44-10/1/44 |
65 & 10 |
66 |
7/2010 |
9/2010 |
10/2/44-11/1/44 |
65 & 10 |
66 |
8/2010 |
10/2010 |
11/2/44-12/1/44 |
65 & 10 |
66 |
9/2010 |
11/2010 |
12/2/44-1/1/45 |
65 & 10 |
66 |
10/2010 |
12/2010 |
1/2/45-1/1/55 |
Claimants born during this period will attain FRA for all benefits in the month of attainment of age 66. |
|||
1/2/55-2/1/55 |
66 |
66 & 2 |
1/2021 |
3/2021 |
2/2/55-3/1/55 |
66 |
66 & 2 |
2/2021 |
4/2021 |
3/2/55-4/1/55 |
66 |
66 & 2 |
3/2021 |
5/2021 |
4/2/55-5/1/55 |
66 |
66 & 2 |
4/2021 |
6/2021 |
5/2/55-6/1/55 |
66 |
66 & 2 |
5/2021 |
7/2021 |
6/2/55-7/1/55 |
66 |
66 & 2 |
6/2021 |
8/2021 |
7/2/55-8/1/55 |
66 |
66 & 2 |
7/2021 |
9/2021 |
8/2/55-9/1/55 |
66 |
66 & 2 |
8/2021 |
10/2021 |
9/2/55-10/1/55 |
66 |
66 & 2 |
9/2021 |
11/2021 |
10/2/55-11/1/55 |
66 |
66 & 2 |
10/2021 |
12/2021 |
11/2/55-12/1/55 |
66 |
66 & 2 |
11/2021 |
1/2022 |
12/2/55-1/1/56 |
66 |
66 & 2 |
12/2021 |
2/2022 |
1/2/56-2/1/56 |
66 |
66 & 4 |
1/2022 |
5/2022 |
2/2/56-3/1/56 |
66 |
66 & 4 |
2/2022 |
6/2022 |
3/2/56-4/1/56 |
66 |
66 & 4 |
3/2022 |
7/2022 |
4/2/56-5/1/56 |
66 |
66 & 4 |
4/2022 |
8/2022 |
5/2/56-6/1/56 |
66 |
66 & 4 |
5/2022 |
9/2022 |
6/2/56-7/1/56 |
66 |
66 & 4 |
6/2022 |
10/2022 |
7/2/56-8/1/56 |
66 |
66 & 4 |
7/2022 |
11/2022 |
8/2/56-9/1/56 |
66 |
66 & 4 |
8/2022 |
12/2022 |
9/2/56-10/1/56 |
66 |
66 & 4 |
9/2022 |
1/2023 |
10/2/56-11/1/56 |
66 |
66 & 4 |
10/2022 |
2/2023 |
11/2/56-12/1/56 |
66 |
66 & 4 |
11/2022 |
3/2023 |
12/2/56-1/1/57 |
66 |
66 & 4 |
12/2022 |
4/2023 |
1/2/57-2/1/57 |
66 & 2 |
66 & 6 |
3/2023 |
7/2023 |
2/2/57-3/1/57 |
66 & 2 |
66 & 6 |
4/2023 |
8/2023 |
3/2/57-4/1/57 |
66 & 2 |
66 & 6 |
5/2023 |
9/2023 |
4/2/57-5/1/57 |
66 & 2 |
66 & 6 |
6/2023 |
10/2023 |
5/2/57-6/1/57 |
66 & 2 |
66 & 6 |
7/2023 |
11/2023 |
6/2/57-7/1/57 |
66 & 2 |
66 & 6 |
8/2023 |
12/2023 |
7/2/57-8/1/57 |
66 & 2 |
66 & 6 |
9/2023 |
1/2024 |
8/2/57-9/1/57 |
66 & 2 |
66 & 6 |
10/2023 |
2/2024 |
9/2/57-10/1/57 |
66 & 2 |
66 & 6 |
11/2023 |
3/2024 |
10/2/57-11/1/57 |
66 & 2 |
66 & 6 |
12/2023 |
4/2024 |
11/2/57-12/1/57 |
66 & 2 |
66 & 6 |
1/2024 |
5/2024 |
12/2/57-1/1/58 |
66 & 2 |
66 & 6 |
2/2024 |
6/2024 |
1/2/58-2/1/58 |
66 & 4 |
66 & 8 |
5/2024 |
9/2024 |
2/2/58-3/1/58 |
66 & 4 |
66 & 8 |
6/2024 |
10/2024 |
3/2/58-4/1/58 |
66 & 4 |
66 & 8 |
7/2024 |
11/2024 |
4/2/58-5/1/58 |
66 & 4 |
66 & 8 |
8/2024 |
12/2024 |
5/2/58-6/1/58 |
66 & 4 |
66 & 8 |
9/2024 |
1/2025 |
6/2/58-7/1/58 |
66 & 4 |
66 & 8 |
10/2024 |
2/2025 |
7/2/58-8/1/58 |
66 & 4 |
66 & 8 |
11/2024 |
3/2025 |
8/2/58-9/1/58 |
66 & 4 |
66 & 8 |
12/2024 |
4/2025 |
9/2/58-10/1/58 |
66 & 4 |
66 & 8 |
1/2025 |
5/2025 |
10/2/58-11/1/58 |
66 & 4 |
66 & 8 |
2/2025 |
6/2025 |
11/2/58-12/1/58 |
66 & 4 |
66 & 8 |
3/2025 |
7/2025 |
12/2/58-1/1/59 |
66 & 4 |
66 & 8 |
4/2025 |
8/2025 |
1/2/59-2/1/59 |
66 & 6 |
66 & 10 |
7/2025 |
11/2025 |
2/2/59-3/1/59 |
66 & 6 |
66 & 10 |
8/2025 |
12/2025 |
3/2/59-4/1/59 |
66 & 6 |
66 & 10 |
9/2025 |
1/2026 |
4/2/59-5/1/59 |
66 & 6 |
66 & 10 |
10/2025 |
2/2026 |
5/2/59-6/1/59 |
66 & 6 |
66 & 10 |
11/2025 |
3/2026 |
6/2/59-7/1/59 |
66 & 6 |
66 & 10 |
12/2025 |
4/2026 |
7/2/59-8/1/59 |
66 & 6 |
66 & 10 |
1/2026 |
5/2026 |
8/2/59-9/1/59 |
66 & 6 |
66 & 10 |
2/2026 |
6/2026 |
9/2/59-10/1/59 |
66 & 6 |
66 & 10 |
3/2026 |
7/2026 |
10/2/59-11/1/59 |
66 & 6 |
66 & 10 |
4/2026 |
8/2026 |
11/2/59-12/1/59 |
66 & 6 |
66 & 10 |
5/2026 |
9/2026 |
12/2/59-1/1/60 |
66 & 6 |
66 & 10 |
6/2026 |
10/2026 |
1/2/60-2/1/60 |
66 & 8 |
67 |
9/2026 |
1/2027 |
2/2/60-3/1/60 |
66 & 8 |
67 |
10/2026 |
2/2027 |
3/2/60-4/1/60 |
66 & 8 |
67 |
11/2026 |
3/2027 |
4/2/60-5/1/60 |
66 & 8 |
67 |
12/2026 |
4/2027 |
5/2/60-6/1/60 |
66 & 8 |
67 |
1/2027 |
5/2027 |
6/2/60-7/1/60 |
66 & 8 |
67 |
2/2027 |
6/2027 |
7/2/60-8/1/60 |
66 & 8 |
67 |
3/2027 |
7/2027 |
8/2/60-9/1/60 |
66 & 8 |
67 |
4/2027 |
8/2027 |
9/2/60-10/1/60 |
66 & 8 |
67 |
5/2027 |
9/2027 |
10/2/60-11/1/60 |
66 & 8 |
67 |
6/2027 |
10/2027 |
11/2/60-12/1/60 |
66 & 8 |
67 |
7/2027 |
11/2027 |
12/2/60-1/1/61 |
66 & 8 |
67 |
8/2027 |
12/2027 |
1/2/61-2/1/61 |
66 & 10 |
67 |
11/2027 |
1/2028 |
2/2/61-3/1/61 |
66 & 10 |
67 |
12/2027 |
2/2028 |
3/2/61-4/1/61 |
66 & 10 |
67 |
1/2028 |
3/2028 |
4/2/61-5/1/61 |
66 & 10 |
67 |
2/2028 |
4/2028 |
5/2/61-6/1/61 |
66 & 10 |
67 |
3/2028 |
5/2028 |
6/2/61-7/1/61 |
66 & 10 |
67 |
4/2028 |
6/2028 |
7/2/61-8/1/61 |
66 & 10 |
67 |
5/2028 |
7/2028 |
8/2/61-9/1/61 |
66 & 10 |
67 |
6/2028 |
8/2028 |
9/2/61-10/1/61 |
66 & 10 |
67 |
7/2028 |
9/2028 |
10/2/61-11/1/61 |
66 & 10 |
67 |
8/2028 |
10/2028 |
11/2/61-12/1/61 |
66 & 10 |
67 |
9/2028 |
11/2028 |
12/2/61-1/1/62 |
66 & 10 |
67 |
10/2028 |
12/2028 |
1/2/62 or later |
Beginning 1/2029, claimants born after 1/1/62 will attain FRA for all benefits in the month of attainment of age 67. |
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