POMS Reference

GN: General

TN 97 (02-18)

A. Background for coding Tanzania bank data

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Tanzania. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the data as Tanzania direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Tanzania to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (non-border) field office (FO), forward all appropriate information to the Office of Earnings and International Operations (OEIO), Division of International Operations (DIO) to process.

For more detail on IDD requests and forwarding information, see:

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the form of:

  • a blank check;

  • a SSA-1199 International Direct Deposit Signup Form; or

  • documents that contain the required banking information.

If you receive information with discrepancies, see the following instructions:

  • GN 00203.020 Identity of Claimants

  • GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI for Tanzania has “68” at the beginning of the Routing Transit Number (RTN).

D. Overview of IDD for Tanzania

IDD payments sent to Tanzania must be in Tanzanian shilling (TZS) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO faxes incomplete forms to the FBU that serves Tanzania. The FBU contacts the beneficiary or FI for the additional information.

E. Description of IDD bank data for Tanzania

The data to code IDD for Tanzania comes from banks determined by the FRBKC. The bank data on the MBR reflects up to 27 characters including the country code of “Z” for Tanzania.

F. Policy to code IDD bank data for Tanzania

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us.

When you establish or change IDD bank data for Tanzania through one of our systems (Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.), you must go to ITS.gov to enter:

  • account number;

  • account ownership;

  • account type;

  • beneficiary address;

  • country;

  • enrollment status;

  • first and last name of the beneficiary;

  • payee indicator; and

  • Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

  • first four characters - bank code (only alpha);

  • next two characters - ISO 3166-1 alpha 2 country code (only alpha);

  • next two characters - location code (alpha and numeric) (passive participants have a "1" in the second character); and

  • last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

Before you process the initial award, you must update ITS.gov with the bank account information to ensure the beneficiary receives payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to our agency.

3. Add or update bank data using our systems

When you add or update IDD bank data using one of our systems (Post Entitlement Online System (POS), MACADE), you must:

  • update ITS.gov on the same day;

  • enter all POS direct deposit changes according to normal procedures;

  • use procedures outlined in the chart in this section when you process the bank data within four business days of the current operational month (COM) cutoff date.




Are you coding an initial claim?

If yes, go to step 3.

If no, go to step 2.


Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)?

If yes, go to step 3.

If no, STOP.

REASON: The MBR will not accept the IDD information.


Is the beneficiary's account a TZS account in Tanzania?

If no, STOP.

REASON: Beneficiaries in Tanzania can only receive IDD payments in TZS accounts.

If yes, go to step 4


The RTN is 680000174 for all IDD to Tanzania. It contains the:

  • Multi-country prefix for Tanzania “68.

  • U.S. check digit code “4” at the end of the RTN for all IDD accounts in Tanzania.

  • No need to obtain the check digit code from Title II Interactive Comps.


Code the account type:

  • “S” for savings, or

  • “C” for checking.

If no account indicated, use a “C” for checking account.


To code the Depositor Account Number (DAN) for Tanzania, code as follows:

  • “Z” designated for Tanzania

  • up to 16 digits of the 29-digit Account Number


You must take action on the same business day to enter all the information into ITS.gov listed in the introduction of GN 02402.403F in this section.

You must access ITS.gov, or ask a co-worker to update the required information into ITS.gov.

When information is not available, FRBKC rejects the payment and returns it to our agency.

G. Example of coding direct deposit for Tanzania

The customer provides us with a signup form for Tanzania with the account number: 12345678901122334455667788990

  1. Code the RTN

    The technician enters the information for the RTN.

    • Code RTN as 680000174

    • Code the account type as “C” for checking or “S” for savings. If no account type indicated, use “C” for checking.

  2. Code the DAN

    The technician codes the DAN:

    • Start with country code “Z” designated for Tanzania; and

    • Code up to 16 digits of the 29 digit Customer Account Number “1234567890112233”

  3. Technician obtains this information

    • Checking

    • DAN: Z1234567890112233

    1. POS coding reflects the direct deposit information


      • ACCOUNT TYPE (C/S): C

      • DEPOSITOR ACCOUNT NUMBER: Z1234567890112233



    2. MBR reflects the direct deposit information

      • RTN 680000174

      • DAN CZ1234567890112233