GN 02402: Direct Deposit - Title II and Title XVI
TN 76 (06-17)
This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Sri Lanka. The Social Security Administration (SSA) stores IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit. Special coding identifies the data as a Sri Lankan direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Sri Lanka to the beneficiary's local FI.
NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information to the Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing. For more detail on IDD requests and forwarding information, see to GN 02402.201, GN 02402.205, GN 01010.255, and GN 01702.310C.
A. How we receive IDD bank data
We receive requests to input bank data by mail, phone, or fax in the following formats:
SSA-1199-OP62 (International Direct Deposit Signup Form for Sri Lanka) or
Any document containing required banking information.
NOTE: If upon receipt of the information, there are any discrepancies, follow instructions in GN 00203.020 and GN 02402.025.
B. Multi-country contract
The processing FI in Sri Lanka will have a prefix of 68 at the beginning of the Routing Transit Number (RTN).
C. Overview of IDD for Sri Lanka
The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO will fax incomplete forms to the FBU that serves Sri Lanka. The FBU contacts the beneficiary or FI for additional information.
D. Description of Sri Lanka IDD bank data
The data for coding IDD for Sri Lanka comes from banks determined by the FRBKC. The bank data on the MBR consists of 27 characters including the country code of S.
E. Procedure for coding Sri Lanka bank data
The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to SSA. When establishing or changing IDD bank data for Sri Lanka, you can use an SSA system (i.e., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.). However, you must go to ITS.gov to enter the following:
7-digit Bank National ID (enter in the “Beneficiary ID” field)
first and last name of the beneficiary;
payee indicator; and
Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC)
1. SWIFT-BIC code obtained from the FI
The SWIFT code contains a minimum of 8 characters and a maximum of 11 characters:
First four characters - bank code (only letters);
Next two characters - ISO 3166-1 alpha-two country code (only letters);
Next two characters - location code (letters and digits) (passive participant have "1" in the second character); and
Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).
2. Initial award processing
If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA.
3. Adding or updating bank data using SSA systems
You must update ITS.gov on the same day if you use an SSA system to add or update bank data on the MBR (i.e. Post Entitlement Online System (POS), MACADE, etc.). Enter all POS direct deposit changes according to normal procedures. When coding IDD bank data in an SSA system for Sri Lanka within four business days of the current operational month (COM) cutoff date, use the procedure outlined in the following chart:
Are you coding an initial claim?
If yes, go to step 3.
If no, go to step 2.
Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP.
REASON: The MBR does not accept the IDD information unless the address is in a foreign country.
If yes, go to step 3.
Is the beneficiary's account an LKR account in Sri Lanka? If no, STOP.
REASON: Beneficiaries in Sri Lanka can only receive IDD payments in LKR accounts.
The RTN is 680000116 for all IDD to Sri Lanka. SSA and FRBKC have designated 68 as the multi-country prefix for Sri Lankan IDD. The “6” at the end of the RTN represents the U.S. check digit code for all IDD accounts in Sri Lanka. Therefore, there is no need to obtain the check digit code from Title II Interactive Comps.
Code the Type of Account as an “S” for savings or a “C” for checking. If no indicated account type, use a “C” for checking account.
To code the Depositor Account Number (DAN) for Sri Lanka, code as follows:
NOTE: The full Customer Account Number can contain up to 20 characters, see step 7.
You must take action on the same business day to enter the full Customer Account Number and full SWIFT into ITS.gov, along with the information listed in the introduction of GN 02402.394E in this section.
If you do not have access to ITS.gov, ask a co-worker who has access to update the required information into ITS.gov. FRBKC will need all of this information in order to process the IDD payment. When this information is not available, FRBKC will reject the payment and return it to SSA.
F. Example - Coding Sri Lanka Direct Deposit
The customer provides us with a signup form for Sri Lanka containing the following information:
Account Number: “12345678901234567890”
1. Derive the RTN as follows
Code an RTN of 680000116
Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.
2. Derive the DAN as follows
Start with a country code of S designated for ; and
Code 16 digits of the Customer Account Number “1234567890123456”
The technician will obtain the following:
RTN of 680000116
Account Number: S1234567890123456
The coding in POS will reflect:
DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 680000116
ACCOUNT TYPE (C/S): C
DEPOSITOR ACCOUNT NUMBER: S1234567890123456
CANCEL DIRECT DEPOSIT (Y):
DIRECT EXPRESS (Y):
The MBR will reflect the following information: