TN 68 (05-16)

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Lebanon. The Social Security Administration (SSA) stores IDD bank data on the MBR in the same fields used for United States (U.S.) direct deposit. Special coding identifies the data as a Lebanon direct deposit and allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Lebanon to the beneficiary's local FI.

NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information to the Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing. For more information on forwarding IDD information, see GN 02402.205C, GN 01010.255, and GN 01702.310C.

A. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax in the following formats:

• Blank check;

• SSA-1199-OP52 International Direct Deposit Signup Form for Lebanon or

• Any document containing required banking information.

NOTE: If upon receipt of the information, there are any discrepancies, follow instructions in GN 00203.020 and GN 02402.025).

B. Multi-country contract

The processing FI for Lebanon has a prefix of 68 at the beginning of the Routing Transit Number (RTN).

C. Overview of IDD for Lebanon

The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) for input. DIO will fax incomplete forms to the FBU that serves Lebanon. The FBU contacts the beneficiary or FI for additional information.

D. Description of Lebanon IDD bank data

The data for coding IDD for Lebanon comes from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The full length of the IBAN for Lebanon consists of 28 characters. However, the bank data on the MBR consists of 27 characters including Lebanon’s country code of C.

E. Procedure for coding Lebanon bank data

The FRBKC relies on SSA to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to SSA. When establishing or changing IDD bank data for Lebanon, you can use an SSA system (i.e., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE), etc.). However, you must go to ITS.gov to enter the full IBAN and Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC). If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA. When using ITS.gov, bank data posts to the MBR within four business days.

The SWIFT code consists of the following 8 to 11 alphanumeric characters:

• First four characters - bank code (only letters);

• Next two characters - ISO 3166-1 alpha-two country code (only letters);

• Next two characters - location code (letters and digits) (passive participant have "1" in the second character); and

• Last three characters - branch code, optional ('XXX' for primary office) (letters and digits).

1. Initial award processing

Secure the full IBAN and SWIFT-BIC coding from the beneficiary at the time of filing. If you are working on an initial award, you must update ITS.gov using the bank account information prior to processing the award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to SSA.

2. Adding or updating bank data using SSA systems

You must enter the full IBAN and SWIFT-BIC bank information into ITS.gov on the same day if you use an SSA system to add or update bank data on the MBR (i.e. Post Entitlement Online System (POS), MACADE, etc.). Enter all POS direct deposit changes according to normal procedures. When coding IDD bank data in an SSA system for Lebanon within 4 business days of the current operational month (COM) cutoff date, use the procedure outlined in the following chart:

F. Example of coding Lebanon direct deposit

The customer provides us with the IBAN LB62099900000001001901229114

NOTE: The first two characters of a Lebanon IBAN are “LB,” that represents the International Organization for Standardization (ISO) country code. The third and fourth characters of the IBAN are the IBAN check digits. The technicians should never code the IBAN ISO country code or the check digit to the MBR. The fifth through eighth characters of the IBAN represent the four-digit bank code. The last 20 digits of the IBAN represent the 20-digit account number.

The technician should take the following actions:

1. Derive the RTN as follows:

   • Code the prefix of 68

   • Code two filler zeros “00”

   • Code the four-digit bank code, “0999”

   • Code the one-digit check code (i.e., 7) (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16); and

   • Code the type of account as a “C” for Checking or an “S” for Savings. If no account type indicated, use a “C” for Checking.

2. Derive the DAN as follows:

   • Start with a country code of C designated for Lebanon; and

   • Code the first 16 digits of the 20-digit Account Number “0000000100190122.”

The technician obtains the following:

IBAN LB62099900000001001901229114

RTN: 680009997

Checking

DAN: C0000000100190122

The coding in an SSA System reflects:

DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 680009997

ACCOUNT TYPE (C/S): C

DEPOSITOR ACCOUNT NUMBER: C0000000100190122

CANCEL DIRECT DEPOSIT (Y):

DIRECT EXPRESS (Y):

The MBR reflects the following information:

RTN-680009997 DAN- CC0000000100190122