TN 87 (01-18)

A. Background for coding bank data for Turkey

This section describes how to code bank data for international direct deposit (IDD) of Title II benefits to a financial institution (FI) in Turkey. We store IDD bank data on the MBR in the same fields used for U.S. direct deposit.

Special coding identifies the bank data as a Turkish direct deposit. This allows us to route benefit payments through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Turkey to the beneficiary's local FI.

If you receive an IDD request in a U.S. domestic (non-border), field office (FO), forward all appropriate information to the Office of Earnings and International Operations, (OEIO), Division of International Operations (DIO) to process.

For detail on IDD requests and forwarding information, see:

• GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

• GN 02402.205 Direct Deposit Enrollment Outside the U.S.

• GN 01010.255 Adjudication of Foreign Claims

• GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

B. How we receive IDD bank data

We receive requests to input bank data by mail, phone, or fax by:

• Blank check;

• SSA-1199-OP27 International Direct Deposit Signup Form (Turkey); or

• Any document that contains required banking information.

If you receive information with discrepancies, see:

• GN 00203.020 Identity of Claimants

• GN 02402.025 Direct Deposit Post Entitlement Interview

C. Multi-country contract

The processing FI in Turkey has “66” at the beginning of the Routing and Transit Number (RTN). The first letter of the Depositor Account Number (DAN) field has the letter “T” assigned for Turkey.

D. Overview of IDD for Turkey

IDD payments sent to Turkey must be in U.S. Dollar (USD) accounts at local FIs. The beneficiary must provide complete information to DIO or the Federal Benefits Unit (FBU) to input. DIO faxes incomplete forms to the FBU that serves Turkey. The FBU contacts the beneficiary or FI for the additional information.

E. Description of IDD bank data for Turkey

The data to code IDD for Turkey comes from the International Bank Account Number (IBAN) provided to the beneficiary by his or her FI. The bank data on the MBR reflects 27 characters including the country code of T.

F. Policy to code bank data for Turkey

The FRBKC relies on us to provide the complete bank data to ensure correct posting of payments to a customer’s account. If the information is incomplete, the FRBKC rejects the payment and returns the funds to us. When you use one of our systems to establish or change IDD bank data for Turkey (e.g., Modernized Claims System (MCS), Manual Adjustment Credit and Award Data Entry (MACADE)), you must go to ITS.gov to enter:

• account ownership;

• account type;

• beneficiary address;

• country;

• enrollment status;

• first and last name of the beneficiary;

• IBAN;

• payee indicator;

• Society for Worldwide Internet Financial Telecommunication-Business Identifier Code (SWIFT-BIC).

1. Obtain Swift-BIC code from the FI

The SWIFT code contains a minimum of 8 characters, and a maximum of 11 characters:

• first four characters - bank code (only alpha);

• next two characters - ISO 3166-1 alpha two country code (only alpha);

• next two characters - location code (alpha and numeric) (passive participants have "1" in the second character); and

• last three characters - branch code, optional ('XXX' for primary office) (alpha and numeric).

2. Process initial award

You must update ITS.gov with the bank account information prior to processing an initial award to ensure that the beneficiary receives his or her payment. If the complete bank account information is not in ITS.gov when the payment processes, the payment rejects and returns to us.

3. Add or update bank data using our systems

When you add or update IDD bank data using one of our systems (e.g., Post Entitlement Online System (POS), MACADE), you must:

• update ITS.gov the same day;

• enter all POS direct deposit changes according to normal procedures;

• use the chart in this section when you process within four business days of the current operational month (COM) cutoff date.

G. Example of coding bank data for Turkey

The customer provides us with a sign-up form for Turkey that contains: TR330006100519786457841326.

• The first two characters of the IBAN are “TR” that represents the International Organization for Standardization (ISO) country code.

• The third and fourth characters of the IBAN are the IBAN check digit.

• Never code the IBAN country code and the check digit to the MBR for Turkey.

• The fifth through ninth characters represent the bank identifier.

• The tenth character is a filler “0.”

• The last 16 characters represent the account number.

1. Derive the RTN

To derive the RTN for Turkey, code:

• Prefix “66” (the multi-country prefix for Turkey);

• Five-digit bank code “00061” based on FI name after checking the ITS.gov help file;

• Filler “0”;

• One-digit check code “8” (obtained from the Title II interactive Comps from the Main Menus 07/Sub Menu 16); and

• Type of account as a “C” for checking or an “S” for savings. If no account type indicated, use a “C” for checking.

2. Derive the DAN

To derive the DAN for Turkey, code:

• “T” (for Turkey), and

• 16-digit account number “0519786457841326.”

a. You will obtain the bank coding information

• RTN: 660006108

• Checking

• DAN: T0519786457841326

b. The coding in POS reflects this information

• DIRECT DEPOSIT ROUTING TRANSIT NUMBER: 660006108

• ACCOUNT TYPE (C/S): C

• DEPOSITOR ACCOUNT NUMBER: T0519786457841326

• CANCEL DIRECT DEPOSIT (Y):

• DIRECT EXPRESS (Y):

c. The MBR reflects this information

RTN-660006108 DAN-CT0519786457841326

H. References

• GN 00203.020 Identity of Claimants

• GN 01010.255 Adjudication of Foreign Claims

• GN 01702.310C Routing of Claims for U.S. Benefits Involving Totalization

• GN 02402.025 Direct Deposit Post Entitlement Interview

• GN 02402.201 Background and Policy for Direct Deposit Outside the U.S.

• GN 02402.205 Direct Deposit Enrollment Outside the U.S.

• ITS.gov International Treasury Services (U.S. Treasury system)