GN 02402: Direct Deposit - Title II and Title XVI

Effective Dates: 07/19/2016 - Present

TN 31 (01-08)

A. Introduction - Coding Swedish Bank Data

Because of the complexities of Swedish banking, the Swedish FIs sometimes delete essential digits from the bank data or include digits that are not used for electronic funds transfer. The Federal Benefits Unit (FBU) in Norway is experienced in reviewing the data for possible errors and contacting the FI if there is a question. Therefore, all Swedish IDD coding will be done or reviewed by the FBU in Oslo, Norway.

This section describes how to code bank data for direct deposit of Title II benefits to a bank in Sweden. The bank data will be stored on the MBR in the same fields as are used for U.S. direct deposit. Special coding identifies the data as Swedish IDD and allows benefit payments to route through the Federal Reserve Bank of Kansas City (FRBKC) and the processor bank in Sweden to the beneficiary's FI.

The data for coding Swedish IDD may come from a signup form for Sweden (see GN 02402.308E.) or from the equivalent information received by mail, phone, fax, or E-mail.

NOTE: U.S. domestic (i.e., non-border) field offices (FOs) should not attempt to process an IDD request for this country. U.S. domestic FOs must forward all appropriate information to the Office of Earnings and International Operations, Division of International Operations (OEIO, DIO) for processing (For more information on forwarding IDD information, see GN 02402.205C, GN 01010.255, and GN 01702.310C).

B. Description - Swedish Bank Data

Swedish bank data consists of a Bank Identification and Account Number (ID) of up to 17 digits.

For banks with an ID that begins with 8, the 5th digit is deleted by special software in FRBKC. Sometimes the FI deletes the 5th digit before coding the bank data on the signup form. Since the length of the ID is variable, there is no way to tell whether the 5th digit is present. The payment then rejects at the processor FI because two digits have been removed. The FBU must verify the presence of the 5th digit for all bank IDs beginning with 8 before coding for input.

A Routing and Transit Number (RTN) of 570000006 is used for all Swedish IDD. This RTN consists of the following:

The prefix 57, which SSA has designated for Swedish IDD;
Six zeros; and
A Check Digit of 6, which is the U.S. Check Digit for 57000000.

C. Procedure - Coding Swedish Routing and Account Numbers for International Direct Deposit

Use this procedure to code direct deposit of Title II benefits to FIs in Sweden.

STEP	ACTION
1	Does the bank data begin with an 8? If yes, verify with the bank that the 5th digit is included in the bank data as given. If no, go to step 2
2	Are you coding an initial claim? If yes, go to step 5. If no, go to step 3.
3	Is the beneficiary's address on the MBR in a foreign country (PCOC = 8)? If no, STOP. REASON: The MBR will not accept the International Direct Deposit (IDD) information.
4	Is the beneficiary's account a U.S. dollar account in Sweden? If yes, STOP. REASON: This must be a Swedish kronor account.
5	Code the Type of Account as Checking.
6	Code the Depositor Account Number field with the Bank Identification and Account Number.
7	Code the Routing and Transit Number field with 570000006.
8	Was the bank data coded or reviewed by the FBU in Norway? If yes, input. If no, STOP. Request verification by the FBU before input.