the beneficiary still has an IDD account and has a United States bank account

• Explain that IDD cannot continue while the beneficiary has a United States address

• Obtain and input the United States bank data; and

• Input the change of address to the United States the same workday.

the beneficiary has a bank account in the United States but does not provide direct deposit information

Pay the benefits by check.

the beneficiary still has IDD account but does not have a bank account in the United States

• Cancel the IDD and input the change of address to the United States the same workday; and

• Encourage him or her to obtain a United States account or a Direct Express Card.

• Explain that the financial institution (FI) may be able to make direct deposit input directly to us through the automated enrollment (Quick$tart) program. Advise the beneficiary that the field office (FO) can provide a list of low-cost FIs in the area. Once he or she opens a United States account, he or she can enroll in direct deposit at http://www.ssa.gov/myaccount/.

the beneficiary has a bank account in the United States

• Obtain and input the United States bank data; and

• Input the change of address to the U.S the same workday.

the beneficiary does not have a bank account in the United States

• Input the change of address to the United States; and

• Encourage him or her to obtain a United States account or a Direct Express Card.

• Explain that the FI may be able to make direct deposit input directly to us through the automated enrollment (Quick$tart) program. Advise the beneficiary that the FO can provide a list of low-cost FIs in the area. Once the beneficiary opens a United States account, he or she can enroll in direct deposit at http://www.ssa.gov/myaccount/.

the beneficiary still has a United States account, but wants to use his or her IDD account in the new country

• Input the change of address to the IDD country; and

• Input the direct deposit to the foreign IDD bank the same workday.

• Encourage the beneficiary to keep the United States account open until payments start coming to the IDD account.

the beneficiary has an IDD account and does not have a bank account in the United States

• Input the change of address to the IDD country; and

• Input the direct deposit to the IDD bank the same workday.

NOTE: For instructions to code each country’s IDD, see GN 02402.220.

the beneficiary does not have an IDD account, has a bank account in the United States, and wants to enroll in IDD

• Input the change of address to the IDD country; and

• Encourage the beneficiary to contact the federal benefits unit (FBU), or Office of Earnings and International Operations (OEIO) to enroll in IDD.

• Encourage the beneficiary to keep the United States account open until he or she establishes an IDD account in the IDD country and the payments start coming to the new account.

NOTE: Payments will continue to the United States bank account until the beneficiary cancels the account or decides to have payments deposited to an IDD bank account.

the beneficiary does not have an IDD account and does not have a bank account in the United States (i.e., he or she closed the United States bank account):

• Input the change of address to the IDD country;

• Input the direct deposit cancellation; and

• Encourage the beneficiary to contact the FBU, or OEIO to enroll in IDD.

the beneficiary has an account in the United States,

Input the change of address.

NOTE: Payments continue to the United States bank account while the beneficiary resides in the non-IDD country, unless the beneficiary cancels the United States direct deposit.

the beneficiary has an account in an IDD country

Input the change of address.

NOTE: Payments continue to the old IDD account unless the beneficiary cancels the direct deposit.

the beneficiary does not have an account in either the United States or an IDD country:

• Input the change of address; and

• Encourage the beneficiary to obtain a Direct Express Card (if available in that country) or have the beneficiary contact the FBU or OEIO to inquire about correspondent banking.

the beneficiary has an IDD account in the new country and requests to use that account to receive payment

• Input the change of address to the new country; and

• Input the direct deposit to the new IDD bank the same workday.

• Encourage the beneficiary to keep the old IDD account open until the payments start coming to the new IDD account;

the beneficiary does not have an IDD account in the new country and he or she wants to receive benefits via IDD in the new country

• Input the change of address to the new IDD country;

• Encourage the beneficiary to contact the FBU or OEIO to enroll in direct deposit in the new IDD country; and

• Provide the beneficiary with a form for the new country, if available.

NOTE: Payments continue to the old IDD bank account unless the beneficiary cancels the direct deposit or sets up an IDD account at the new IDD bank.

the beneficiary has an IDD account in the IDD country

• Input the change of address to the IDD country; and

• Input the direct deposit to the IDD bank the same workday.

the beneficiary does not have an IDD account in the new country

• Input the change of address to the new IDD country;

• Encourage the beneficiary to contact the FBU or OEIO to enroll in direct deposit in the IDD country; and

• Provide the beneficiary with a form for the new country, if available.